Yiren Digital Ltd.
Ticker
YRD
ISIN
US98585L100
Price
USD 4.86
Change Today
-1.07 / -18.044 %
Price 1 year ago
2.20 / 120.733 %
Market Capitalization
91,542,560.00
52 Week Low
2.66
52 Week High
8.09
200 Day Moving Average
4.92
50-day Moving Average
5.73
Price evolution
Yearly Returns
Peers
Peers
Company information
Summary
Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. It provides loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. The company's loan products portfolio includes unsecured consumer loans; secured consumer loan, which include secured financial leasing, auto-secured, and property-secured loans; and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities and stock products. In addition, the company provides online investor education services, which include a range of investment and trading topics, and various types of training programs on wealth planning, market insights, and investment strategies; consultancy information technology support; referral; and IT, system maintenance, and customer support services. Further, it is involved in the provision of services for financing lease and insurance brokerage businesses. The company offers its products through www.yxpuhui.com, and a wealth management website and mobile application. As of December 31, 2020, it had 60 fixed income products, 810 mutual fund products, and 296 insurance products. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited.
Sector
Financial Services
Industry
Credit Services
Country
China
Exchange
NYQ
Earnings Per Share
-1.187
P/E Ratio
-
Debt/Equity Ratio
24.308
Beta
0.544912
Ebitda
1,099,314,944.00
Ebitda Margins
0.24
Enterprise to Ebitda
-1.02
Enterprise Value
-1,126,811,136.00
Target Price
1.96
Estimated Price
-
Book Value
44.98
Expected Growth
-
Balance sheet
Income statement
Sustainability
Correlation
| Company | Name | Correlation |
|---|---|---|
| POONAWALLA.NS | POONAWALLA FINCORP LTD | -0.20 |
| BFIN.JK | BFI Finance Indonesia Tbk | -0.15 |
| 8591.T | ORIX CORPORATION | -0.14 |
| 2718.HK | DONGZHENG AFC | -0.14 |
| 8593.T | MITSUBISHI HC CAPITAL INC | -0.14 |
| ISFIN.IS | IS FIN.KIR. | -0.10 |
| 6878.HK | DIFFER GP AUTO | -0.08 |
| KTC.BK | KRUNGTHAI CARD PUBLIC COMPANY L | -0.06 |
| M&MFIN.NS | MAHINDRA &MAH FIN | -0.00 |
| RECLTD.NS | REC LTD | 0.01 |
| MTC.BK | MUANGTHAI CAPITAL PUBLIC COMPAN | 0.05 |
| AXP | American Express Company | 0.10 |
| MA | Mastercard Incorporated | 0.12 |
| 600901.SS | JIANGSU FINANCIAL LEASING CO | 0.13 |
| L&TFH.NS | L&T FINANCE HOLDIN | 0.16 |
| V | Visa Inc. | 0.19 |
| 2858.HK | YIXIN | 0.20 |
| WU | Western Union Company (The) | 0.22 |
| UPST | Upstart Holdings, Inc. | 0.23 |
| 0767.HK | ZHONG JI LS | 0.24 |
| SAWAD.BK | SRISAWAD CORPORATION PUBLIC COM | 0.24 |
| MANAPPURAM.NS | MANAPPURAM FINANCE | 0.29 |
| 2666.HK | UNI MEDICAL | 0.30 |
| SYF | Synchrony Financial | 0.30 |
| PYPL | PayPal Holdings, Inc. | 0.31 |
| ALLY | Ally Financial Inc. | 0.34 |
| QD | Qudian Inc. | 0.37 |
| LU | Lufax Holding Ltd | 0.39 |
| SOFI | SoFi Technologies, Inc. | 0.54 |
Similar companies
| Ticker | Name | City | Country | Currency | Exchange | Beta | EV/EBITDA | Employees | Site |
|---|---|---|---|---|---|---|---|---|---|
| SOFI | SoFi Technologies, Inc. | San Francisco | United States | USD | NMS | 2500 | https://www.sofi.com | ||
| 6878.HK | DIFFER GP AUTO | Xiamen | China | HKD | HKG | 1.21 | 419 | https://www.dfh.cn | |
| ISFIN.IS | IS FIN.KIR. | Istanbul | Turkey | TRY | IST | 255 | https://www.isleasing.com.tr | ||
| 0767.HK | ZHONG JI LS | Causeway Bay | Hong Kong | HKD | HKG | 1.24 | |||
| BFIN.JK | BFI Finance Indonesia Tbk | Tangerang Selatan | Indonesia | IDR | JKT | 1.44 | 5912 | https://www.bfi.co.id | |
| 600901.SS | JIANGSU FINANCIAL LEASING CO | Nanjing | China | CNY | SHH | 0.41 | 396 | https://www.jsleasing.cn | |
| PYPL | PayPal Holdings, Inc. | San Jose | United States | USD | NMS | 1.43 | 20.92 | 30900 | https://www.paypal.com |
| MTC.BK | MUANGTHAI CAPITAL PUBLIC COMPAN | Bangkok | Thailand | THB | SET | 1.03 | https://www.muangthaicap.com | ||
| LU | Lufax Holding Ltd | Shanghai | China | USD | NYQ | -0.01 | 92380 | https://www.lufaxholding.com | |
| ZIP.AX | ZIPCOLTD FPO | Sydney | Australia | AUD | ASX | 2.93 | -8.21 | 1048 | https://zip.co |
| V | Visa Inc. | San Francisco | United States | USD | NYQ | 0.95 | 20.83 | 26500 | https://usa.visa.com |
| 2858.HK | YIXIN | Shanghai | China | HKD | HKG | 0.76 | 4980 | https://www.yixincars.com | |
| UPST | Upstart Holdings, Inc. | San Mateo | United States | USD | NMS | 12.66 | 1497 | https://www.upstart.com | |
| SAWAD.BK | SRISAWAD CORPORATION PUBLIC COM | Bangkok | Thailand | THB | SET | 1.29 | https://www.sawad.co.th | ||
| L&TFH.NS | L&T FINANCE HOLDIN | Mumbai | India | INR | NSI | 1.23 | 24643 | https://www.ltfs.com | |
| MANAPPURAM.NS | MANAPPURAM FINANCE | Thrissur | India | INR | NSI | 1.11 | https://www.manappuram.com | ||
| SYF | Synchrony Financial | Stamford | United States | USD | NYQ | 1.57 | 18000 | https://www.synchrony.com | |
| RECLTD.NS | REC LTD | Gurugram | India | INR | NSI | 0.72 | https://www.recindia.nic.in | ||
| M&MFIN.NS | MAHINDRA &MAH FIN | Mumbai | India | INR | NSI | 0.84 | 19998 | https://www.mahindrafinance.com | |
| KTC.BK | KRUNGTHAI CARD PUBLIC COMPANY L | Bangkok | Thailand | THB | SET | 0.96 | https://www.ktc.co.th | ||
| POONAWALLA.NS | POONAWALLA FINCORP LTD | Pune | India | INR | NSI | 1.61 | 5184 | https://poonawallafincorp.com | |
| 8591.T | ORIX CORPORATION | Tokyo | Japan | JPY | JPX | 1.10 | 9.38 | 32235 | https://www.orix.co.jp |
| 8593.T | MITSUBISHI HC CAPITAL INC | Tokyo | Japan | JPY | JPX | 0.79 | 19.30 | 8803 | https://www.mitsubishi-hc-capital.com |
| ALLY | Ally Financial Inc. | Detroit | United States | USD | NYQ | 1.40 | 10500 | https://www.ally.com | |
| WU | Western Union Company (The) | Denver | United States | USD | NYQ | 0.93 | 5.82 | 10500 | https://www.westernunion.com |
| QD | Qudian Inc. | Xiamen | China | USD | NYQ | 0.75 | -14.24 | 940 | https://www.qudian.com |
| AXP | American Express Company | New York | United States | USD | NYQ | 1.14 | 64000 | https://www.americanexpress.com | |
| MA | Mastercard Incorporated | Purchase | United States | USD | NYQ | 1.11 | 25.92 | 24000 | https://www.mastercard.com |
| 2718.HK | DONGZHENG AFC | Shanghai | China | HKD | HKG | 0.15 | 174 | https://www.dongzhengafc.com | |
| 2666.HK | UNI MEDICAL | Beijing | China | HKD | HKG | 0.61 | 15242 | https://www.umcare.cn | |
| COF | Capital One Financial Corporati | McLean | United States | USD | NYQ | 1.49 | 53600 | https://www.capitalone.com | |
| GENTERA.MX | GENTERA SAB DE CV | Mexico City | Mexico | MXN | MEX | 1.15 | 20330 | https://www.gentera.com.mx | |
| SLM | SLM Corporation | Newark | United States | USD | NMS | 1.27 | 1450 | https://www.salliemae.com | |
| 0508.HK | DINGYI GP INV | Wan Chai | Hong Kong | HKD | HKG | 1.87 | 32.50 | 88 | https://www.dingyi.hk |
| 8515.T | AIFUL CORP | Kyoto | Japan | JPY | JPX | 0.39 | 42.76 | 2116 | https://www.ir-aiful.com |
| 8585.T | ORIENT CORP | Tokyo | Japan | JPY | JPX | 0.52 | 34.91 | 6084 | https://www.orico.co.jp |
| WZR.AX | WISR LTD FPO | The Rocks | Australia | AUD | ASX | 1.86 | https://www.wisr.com.au | ||
| 1905.HK | HAITONG UT | Shanghai | China | HKD | HKG | 0.44 | 1898 | https://www.utfinancing.com | |
| 1915.HK | TAIHE M-FIN | Yangzhou | China | HKD | HKG | 0.09 | 41 | https://www.gltaihe.com | |
| 1563.HK | IA FIN LEASING | Wan Chai | Hong Kong | HKD | HKG | 0.47 | 32 | https://www.iaf-leasing.com |
Funds
Mutual Fund Holders
Social
Dividends
Ratings
News
Earnings
SEC Filings
Options
Indicators
Glossary
- Momentum
- A technical indicator that measures the rate of change in price movements over a specific period. It indicates the strength or weakness of a price trend.
Assessment: A positive momentum value generally indicates a good trend, while a negative value suggests a weak or downward trend.
- Inertia
- In trading, inertia refers to the tendency of prices to continue moving in their current direction. It suggests that an asset's price will likely maintain its current trend.
Assessment: A higher inertia value is generally considered good, as it indicates a strong and sustained price trend.
- Relative Strength Index (RSI)
- A momentum oscillator that measures the speed and change of price movements. It helps identify overbought or oversold conditions in an asset.
Assessment: An RSI value above 70 is typically considered overbought and may suggest a potential reversal or correction. Conversely, an RSI value below 30 is often considered oversold, indicating a possible upward price correction.
- Fibonacci's Weighted Moving Average
- A technical indicator that assigns different weights to recent data points, giving more significance to recent prices. It helps smooth out price fluctuations and identify trend reversals.
Assessment: The interpretation of the Fibonacci's Weighted Moving Average value depends on its comparison to other moving averages or trendlines. A value above 50 may indicate an uptrend, while a value below 50 may suggest a downtrend.
- Williams %R
- A momentum indicator that measures overbought or oversold conditions in an asset. It shows the relationship of the current closing price to the high-low range over a specified period.
Assessment: Williams %R values above -20 are typically considered overbought and may indicate a potential price reversal. Values below -80 are often viewed as oversold, suggesting a potential price bounce.
- Relative Volatility Index (RVI)
- A technical indicator that measures the volatility of a security by comparing the magnitude of recent price movements to the magnitude of average price changes. It helps identify periods of high or low volatility.
Assessment: A higher RVI value suggests higher volatility, which can provide trading opportunities but also carries increased risk.
- Commodity Channel Index (CCI)
- A versatile indicator that measures the current price level relative to an average price level over a given period. It helps identify overbought or oversold conditions and potential trend reversals.
Assessment: CCI values above 100 are often considered overbought, indicating a potential price correction or reversal. Values below -100 are typically viewed as oversold, suggesting a potential price rebound.